Why You Need Special Car Insurance For Limousine Hire in Stoke
Whether you are a chauffeur or a limousine hire company, it is a good idea to invest in special car insurance. A proper policy will provide you with coverage for medical bills, funeral expenses, and income lost in the event that your vehicle is involved in a crash.
Licensing requirements
Whether you operate a limousine company or a private hire business, you must be aware of the licensing requirements for limousines in the UK. The statutory criteria governing limousines are set out in the Local Government (Miscellaneous Provisions) Act 1976.
Limousines need to be licensed in the same way as taxis, with certain conditions. The Vehicle & Operator Services Agency (VOSA) is the issuing authority for public service vehicles. It aims to introduce more stringent sanctions for operators without appropriate licensing.
In general, a limousine is a large vehicle with up to eight seats. Stretched limousines, such as H2 Hummers, require a standard private hire driver and operator licence. They must also be certified as M1 vehicles at the time of registration.
The operator must ensure that the limousine is insured for both the operator and passengers. The vehicle must also be in good condition and free from visible defects.
Chauffeur hire insurance
Chauffeur hire insurance is an important consideration for any driver carrying passengers. Whether you are running a fleet of cars, or just a sole chauffeur, it's important to have the right kind of cover in place.
A number of specialist insurers offer chauffeur hire insurance. Depending on your needs, you may want to find out more about these policies.
Chauffeur cars are usually expensive, so you may be wondering how to ensure you are adequately protected. A standard motor policy does not cover specific risks involved in chauffeuring, so you need to shop around.
The good news is that you don't have to break the bank to get a suitable policy. You can compare quotes from a variety of companies online.
A comprehensive chauffeur hire insurance policy will cover you for the usual things like theft and damage, as well as some other unexpected occurrences. If you need to make a claim, your insurer will help you recover your money, so you don't have to worry about paying for repairs yourself.
Coverage for medical bills
Having an uninsured limo driver on your hands means the following:. The aforementioned hazard can be mitigated with the use of an uninsured limo driver coverage policy. While limos are a dime a dozen in the UK, finding a qualified and insured limo service provider can be like finding a needle in a haystack. One place to look is the Cole Organization. It can help you craft an insurance policy package that meets your needs and budget. Whether you are in the market for a limo or a limousine for the big day, a quality limo service provider can give you the confidence you need to enjoy your big day.
When hiring a limo, it's important to know what you are getting in order to avoid a kilowatt hour bill. While limousines are expensive, the right insurance policy will ensure that you and your guests will enjoy a stress free ride.
Coverage for income lost
Having a chauffeured sexy lady at your beck and call can be a pricey affair. Thankfully, there are insurance providers that will take the sting out of your day. You can't always count on your chauffeur to be the benefactor of the good ole' dad, but with the right insurance coverage in place, you can rest easy knowing that you and your passengers are in the best of hands. Having a nifty little vehicle at your disposal can be a breeze, but there is nothing worse than having a bad driver to boot. For this reason, you should have a booze worthy of a sexy lady in tow.
Coverage for funeral expenses
Having a loved one pass away can be a devastating experience. Whether they had a will in place or they left no instructions, you might have to pay for a funeral. However, there are ways to get some assistance.
Life insurance is one way to cover your own funeral expenses. Alternatively, you can get your funeral organised by a specialist. These people will advise you on how to plan a funeral, arrange transport, and organise the service.
If you are concerned about who will pay for your funeral, you can ask family and friends to help. Some families decide to hire limousines instead of paying for the transportation themselves. Some of the services you might need to pay for include flowers, burial plot leases, and headstone memorials.
Limo Hire Stoke
Trent House
234 Victoria Road
Stoke-on-Trent
ST4 2LW
https://www.limohirestoke.co.uk/
Tel: 01782 757 788
Office Hours
Mon to Fri » 9:00 am – 6:30 pm
Sat to Sun » 9:00 am – 4:30 pm
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